IDBI Bank Recruitment 2026 – 1100 Junior Assistant Manager (JAM) Posts | Apply Online

IDBI Bank Limited (Industrial Development Bank of India) is a leading Public Sector Bank in India with its headquarters in Mumbai.

Registered Office: IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai 400005

CIN: L65190MH2004GOI148838

Bank Status: Public Sector Bank (Scheduled Commercial Bank)

Presence: Pan-India network of branches and ATMs

Mission: IDBI Bank is committed to providing comprehensive banking services to its customers with a focus on technology-driven solutions, customer satisfaction, and financial inclusion.

Why Join IDBI Bank?

• Prestigious Public Sector Bank
• Attractive salary package
• Career growth opportunities
• All India presence
• Job security
• Professional work environment

1. Post Name & Vacancy Details

POST: JUNIOR ASSISTANT MANAGER (JAM) – GRADE 'O'

Total Vacancies: 1100 Posts

ZONE-WISE VACANCY DISTRIBUTION:

CATEGORY-WISE VACANCY DISTRIBUTION (ZONE-WISE):

Detailed Reservation Breakdown:

Category Abbreviations:

• UR: Unreserved
• SC: Scheduled Caste
• ST: Scheduled Tribe
• OBC: Other Backward Classes (Non-Creamy Layer)
• EWS: Economically Weaker Sections

PwBD Categories:

• VH: Visually Handicapped (Blindness & Low Vision)
• HH: Hearing Handicapped (Deaf & Hard of Hearing)
• OH: Orthopedically Handicapped
• MD/ID: Multiple Disabilities / Intellectual Disabilities

Important Notes:

• Number of vacancies is provisional and may be modified/cancelled/reduced
• Bank reserves right to shortlist candidates for future requirements
• Offer letters may be issued in phases
• Posting within zone states at Bank's discretion
• Bank may cancel recruitment at any stage

2. Educational Qualification

Essential Qualification (as on March 1, 2026):

Bachelor's Degree from a University recognized/approved by Government/Government Bodies (AICTE, UGC, etc.)

Minimum Percentage Required:

Important Points:

1. Degree Mandatory: Passing only diploma course will NOT be considered as qualifying
2. Percentage Calculation:
   • Percentage should be calculated to nearest two decimals
   • CGPA/OGPA should be converted to percentage as per University rules
   • Fraction ignored: 59.99% = less than 60%, 54.99% = less than 55%
3. Marks Calculation:
   • All semesters/years/subject papers considered
   • Includes Major/Minor/Subsidiary/Ancillary/Core/Elective/Qualifying subjects
   • Irrespective of Honours/General degree
4. Degree Certificate:
   • Must possess valid marksheets (year/semester wise or consolidated) AND Degree or Provisional Degree Certificate
   • Date on final year marksheet or Degree certificate is considered as passing date
   • Web-based certificates accepted if properly signed by University authority
5. Computer Literacy: Candidates expected to have proficiency in computers/IT

Verification: Despite primary verification, if at any stage candidate found not having passed required qualification or submitted false facts, candidature will be cancelled ipso facto

3. Age Limit (as on March 1, 2026)

Minimum Age: 20 years
(Must have been born not later than March 1, 2006)

Maximum Age: 25 years
(Must have been born not earlier than March 2, 2001)

Both dates inclusive

AGE RELAXATION:

Important Notes:

• Relaxation to SC/ST/OBC (NCL) allowed on cumulative basis with only ONE of categories 3 to 5
• Maximum age limit of 25 years applicable to General category
• Valid certificates required at document verification
• Ex-servicemen who joined government job after availing benefits lose ex-servicemen status for re-employment

4. Language Proficiency Requirement

MANDATORY REQUIREMENT:

Candidates must be proficient (reading, writing, and understanding) in ANY language(s) indicated against their chosen Zone.

Proof Required (any one):

1. Valid Self-Domicile Certificate pertaining to state of applied zone OR
2. Class X/XII Standard Marksheet/Certificate substantiating knowledge of indicated language of chosen zone/state

Critical: Failure to produce requisite certificate at Personal Interview will render candidate ineligible and candidature will be deemed cancelled

Zone Change: Candidates will NOT be allowed to amend/change zone choice at any stage under any circumstances

Posting Policy: Bank shall endeavor (on best effort basis) that candidates posted in chosen zone remain in zone for initial 10 years of service, subject to Bank's requirement

5. Pay Scale & Benefits

Grade: Junior Assistant Manager – Grade 'O'

Compensation Package:

Cost to Company (CTC) at Joining:
₹6.14 Lakh to ₹6.50 Lakh per annum (Class A city)

Components:

• Basic Pay
• Dearness Allowance (DA)
• House Rent Allowance (HRA)
• Other allowances as applicable

Annual Increment: Based on performance or other parameters decided by Bank

BENEFITS & ALLOWANCES:

A) Financial Benefits:

• Dearness Allowance (DA)
• House Rent Allowance (HRA) / Bank accommodation (if available)
• Transport Allowance
• Medical expense reimbursement
• Leave Travel Concession (LTC)
• House Building Advance

B) Retirement Benefits:

• Covered under IDBI Bank Ltd. New Pension Scheme (IBLNPS) Rules, 2011
• As amended from time to time

C) Career Growth:

• Promotion to Grade 'A' considered after 3 years of service in Grade 'O'
• Subject to performance, availability of vacancies, and Bank's Promotion Policy
• As per then prevalent Bank policy

6. Terms of Appointment & Posting

A) Probation Period:

• Initial appointment on probation for 1 year from joining date
• Ordinarily confirmed w.e.f. succeeding quarter after completion of first year
• Confirmation subject to extant Bank policies

B) Posting:

• At Bank's discretion to any office/department/business unit/associate institutions
• If posted in applied zone: Best effort to retain for minimum 10 years as per policy
• Retention subject to business exigency, manpower requirement, internal rotation policy

C) Service Conditions:

• All India posting liability
• Transferable as per Bank's requirement
• Subject to Bank's service rules and policies

7. Selection Process

FOUR-STAGE SELECTION:

Stage 1: Online Test (OT)
Stage 2: Document Verification (DV)
Stage 3: Personal Interview (PI)
Stage 4: Pre-Recruitment Medical Test (PRMT)

ONLINE TEST PATTERN:

Exam Mode: OMR based OR Computer Based (CBT)

Exam Duration: 120 minutes (2 hours)

Total Questions: 200

Total Marks: 200

Sectional Timing: Within overall 120 minutes

Language: All tests bilingual (English & Hindi) except English Language test

Negative Marking: 0.25 marks deducted for each wrong answer

Qualifying Marks:

• Sectional and aggregate minimum marks as decided by Bank
• Zone-wise cut-offs
• Separate for each category

Shortlisting for Interview:

• Based on number of vacancies per zone
• Higher marks/age within respective category
• At sole discretion of Bank

PERSONAL INTERVIEW:

Interview Marks: 100

Minimum Qualifying Marks:

• General/EWS/OBC: 50%
• SC/ST/PwBD: 45%

Language: Candidates can answer in Hindi or English

Documents: Must produce all prescribed documents at interview

Note: Absence of documents leads to cancellation of candidature

FINAL MERIT CALCULATION:

Formula:
Final Score = 3/4 of OT Score + 1/4 of PI Score

Merit list drawn zone-wise

Candidate must qualify both OT and PI and rank sufficiently high in combined merit

8. Application Fee

Fee Structure:

Payment Mode: Online Only (Debit Card/Credit Card/Net Banking/UPI/Wallets)

Payment Gateway: Integrated with application form

Bank Transaction Charges: To be borne by candidate

Non-refundable: Fee once paid will not be refunded under any circumstances

9. Important Dates

Note: Any changes in Online Test date will be updated on Bank's website only. No individual communication will be sent.

10. Required Documents

Documents to be produced at Document Verification / Personal Interview:

A) Age Proof:

• 10th or 12th Standard Marksheet
• School Leaving Certificate
• Birth Certificate

B) Language Proficiency:

• Valid self-domicile certificate of applied zone state OR
• Class X/XII marksheet/certificate showing knowledge of zone language

C) Educational Qualifications:

• High School & Intermediate: Class 10th & 12th marksheets and certificates
• Graduation: All semester/year-wise or consolidated marksheets
• Degree or Provisional Degree certificate
• Percentage conversion certificate (if CGPA/OGPA system)

D) Category Certificates (if applicable):

• SC/ST/OBC (NCL)/EWS Certificate in Central Government format
• Must be from competent authority
• OBC: Non-Creamy Layer certificate for current financial year
• OBC: Declaration form (Annexure-III)

E) PwBD Certificate (if applicable):

• Disability certificate from Competent Authority
• Minimum 40% disability
• Issued by Medical Board as per Government guidelines

F) Ex-Serviceman (if applicable):

• Discharge Certificate
• Valid as per Government norms

G) Photo Identity Proof (any 2):

• PAN Card
• Passport
• Driving License
• Voter's Card
• Bank Passbook with photograph
• Aadhaar / E-Aadhaar card with photograph

H) Work Experience (if declared):

• Experience certificates
• Offer letters
• Relieving letters
• Salary slips

I) NOC (if applicable):

• No Objection Certificate from current employer
• For candidates in Government/CSIR/PSU/Autonomous Bodies

Note: Both original and self-attested photocopies required. Inability to produce documents renders candidate ineligible.

Eligibility & Nationality:

1. Citizenship: Must be citizen of India OR subject of Nepal/Bhutan OR Tibetan refugee (before Jan 1, 1962) OR person of Indian origin from specified countries (Pakistan, Myanmar, Sri Lanka, East African countries, Vietnam) - Certificate of eligibility from Government of India required for categories (b) to (e)
2. Credit History: Submission of application deemed as consent to check credit history
3. Adverse Records: Candidature rejected if adverse report regarding character, antecedents, moral turpitude, removal/termination from previous service, pending court cases
4. Disciplinary Action: Examination of candidature at Bank's discretion if any disciplinary action underway

Application Conditions:

5. Zone Selection: Apply for only ONE zone - Cannot change zone at any stage
6. Language Proficiency: MANDATORY to be proficient in zone language(s)
7. Domicile/Language Certificate: MUST produce at interview - No certificate = cancellation
8. False Information: Any false/incorrect information leads to disqualification at any stage or termination after appointment
9. Photo & Signature: Same to be maintained throughout - No change allowed
10. Multiple Applications: Only latest completed application considered

Examination Instructions:

11. Admit Card: Download from website - No duplicate issued
12. Photo ID Mandatory: Without valid photo ID, not allowed to appear
13. Late Entry: Not allowed after gate closing time
14. Biometric/IRIS Scan: May be captured at various stages for verification
15. No Electronic Devices: Mobile phones, calculators strictly prohibited
16. Change of Centre: Not allowed - Bank may add/change/cancel centres

PwBD Candidates:

17. Scribe Allowed: Visually impaired and writing-disabled candidates can use own scribe at own cost
18. Scribe Qualification: One level below candidate's qualification
19. Compensatory Time: 20 minutes per hour for PwBD using scribe/magnified font
20. Undertaking Required: Prescribed format (will be provided with call letter)

Category Certificates:

21. SC/ST/OBC Certificate: Must be in Central Government format from competent authority
22. OBC Non-Creamy Layer: Certificate should be for current financial year
23. EWS Certificate: Family income below ₹8 lakh, no specified assets
24. PwBD Certificate: Minimum 40% disability from Medical Board
25. Ex-Serviceman: Minimum 5 years service, proper discharge certificate

Medical Fitness:

26. PRMT Mandatory: Final offer subject to medical fitness as per Bank's standards
27. Medical Reports Confidential: Not shared with candidates
28. Bank's Decision Final: Bank's Medical Officer's decision binding

General Conditions:

29. No Interim Enquiry: Bank will not entertain correspondence during process
30. Bank's Decision Final: All matters relating to eligibility, selection, assessment, vacancies - Bank's decision final and binding
31. Marks Not Shared: Bank will not furnish marks/scorecard
32. Provisional Vacancies: May be increased/decreased/cancelled at any time
33. Recruitment May Be Cancelled: Bank reserves right to cancel recruitment at any stage
34. No Correspondence: No advice about eligibility or non-selection
35. Jurisdiction: Mumbai Courts only for any disputes

Misconduct/Unfair Means:

36. Disqualification: Using unfair means, impersonation, misbehavior, mobile phones - leads to disqualification and debarment
37. Pattern Analysis: Bank will analyze responses to detect answer sharing - candidates may be disqualified
38. Criminal Prosecution: Unfair means may lead to criminal prosecution
39. Service Termination: If appointed, services terminated if unfair means detected
40. Public Examinations Act 2024: Severe penalties including imprisonment and fines

Pre-Examination Training:

41. PET for SC/ST/OBC/PwBD: Bank may conduct Pre-Examination Training (Online/Offline mode)
42. PET Optional: Does not confer any right to recruitment
43. Details on Website: PET details (if held) will be on Bank's website