SBI Circle Based Officer Recruitment 2026 - 2050 Posts | Experienced Banking Officers | CBO Notification

🎯 CIRCLE-WISE VACANCY DISTRIBUTION

Total: 2,273 Posts (2050 Regular + 223 Backlog)

Note: Vacancies include PwBD reservations across categories (VI, HI, LD, d&e)

🔑 CRITICAL CIRCLE-BASED CONDITIONS:

🚨 IMPORTANT RESTRICTIONS:

• ✅ Apply for ONE Circle ONLY - No multiple applications
• ✅ Selected candidates posted ONLY in applied Circle
• ✅ NO Inter-Circle Transfer up to:
  • Promotion to SMGS-IV Grade OR
  • 12 years of service
  • Whichever is later
• ✅ NO Corporate Centre Posting during above period
• ✅ NO Foreign Posting during above period
• ✅ Merit list drawn Circle-wise and Category-wise

🎓 ELIGIBILITY CRITERIA

A. Essential Academic Qualification:

• ✅ Graduation in any discipline from recognized University
• ✅ OR Any equivalent qualification recognized by Central Government
• ✅ OR Integrated Dual Degree (IDD)
• ✅ Candidates with Medical, Engineering, CA, ICWA also eligible

Date of Passing:

• Date on mark sheet/provisional certificate
• OR Date when result posted on university website (with certificate)

B. Age Limit (as on 31.12.2025):

📅 Age Range:

• Minimum: 21 years (born not later than 31.12.2004)
• Maximum: 30 years (born not earlier than 01.01.1996)

🎁 AGE RELAXATION:

⚠️ NOTE:

• NO cumulative age relaxation under any circumstances
• Must submit certificates at interview/joining
• No change in category after registration

C. Experience Requirement (Most Critical):

📌 MANDATORY EXPERIENCE:

• ✅ Minimum 2 years Post-Qualification Experience
• ✅ As on 31.12.2025
• ✅ As an Officer in:
  • Scheduled Commercial Bank OR
  • Regional Rural Bank (RRB)
• ✅ Listed in Second Schedule of RBI

🚨 CRITICAL JOB PROFILE REQUIREMENT:

• ✅ Job profile must be certified by employer(s)
• ✅ Must substantially match job profile of:
  • SBI Scale-I Generalist Officer
• ✅ Summarily rejected if profile doesn't match
• ✅ Decision of Bank is final and binding

💰 FOR PRIVATE BANK CANDIDATES:

Additional Requirement:

• ✅ Minimum ₹9.50 lacs annual gross salary for each year
• ✅ Must provide documentary evidence:
  • Form-16 OR
  • Annual Income Statement (AIS) OR
  • Pay slips for last 24 months OR
  • Certificate from employer

D. Local Language Requirement:

📝 Language Proficiency Test:

• ✅ Must be proficient (read, write, understand) in ONE specified local language of applied Circle
• ✅ Test conducted for provisionally selected candidates
• ✅ Before joining the Bank
• ✅ Failure to qualify = No appointment

Exemption:

• ✅ Candidates with 10th/12th mark sheet showing studied local language as subject
• ✅ No test required for such candidates

E. Other Eligibility Conditions:

🚫 NOT ELIGIBLE:

• ❌ Candidates with loan default/credit card dues with Banks/NBFCs
• ❌ Those with adverse CIBIL report
• ❌ Candidates with adverse character & antecedent reports
• ❌ Moral turpitude cases
• ❌ Working in SBI clerical/supervisory cadre
• ❌ SBI contract employees
• ❌ Resigned from SBI officer grade
• ❌ Working with subsidiaries of Scheduled Commercial Banks

Note: Must regularize all outstanding before offer letter issuance

🎯 SELECTION PROCESS - 4 PHASES

Phase-I: Online Test (170 Marks Total)

Part A: Objective Test (120 Marks)

Part B: Descriptive Test (50 Marks)

• Duration: 30 minutes
• Type: English Language Test
• Questions: 2 (Letter Writing & Essay)
• Marks: 50
• Mode: Type answers on computer
• Conducted: Immediately after Objective Test

📌 Important:

• ✅ No penalty for wrong answers
• ✅ No sectional qualifying marks
• ✅ Minimum qualifying marks on aggregate (decided by Bank)
• ✅ Separate timing for each section

Phase-II: Screening

📋 Screening Committee Process:

• ✅ Examines online applications & documents of qualified candidates
• ✅ Verifies experience eligibility criteria
• ✅ Matches job profile with SBI Scale-I Generalist Officer profile
• ✅ Summarily rejects if profile doesn't match substantially

Shortlisting:

• ✅ Merit list prepared Circle-wise and Category-wise
• ✅ Based on aggregate marks in Online Test
• ✅ Up to 3 times the vacancies (approx.) called for interview
• ✅ Subject to availability of qualified candidates

Note: Mere qualifying in online exam does NOT guarantee interview call

Phase-III: Interview (50 Marks)

• Maximum Marks: 50
• Minimum Qualifying Marks: As decided by Bank
• Must qualify to be considered for final selection

📄 Documents Required at Interview:

Original + Self-attested Copies:

• Photo ID proof (Passport/Aadhaar/PAN/DL/Voter ID)
• Educational certificates & mark sheets
• Experience certificates/Appointment letters
• Job profile certified by employer(s)
• Form-16/AIS/Salary slips (for private bank candidates)
• Caste certificate (SC/ST/OBC-NCL) - if applicable
• EWS Income & Asset Certificate - if applicable
• PwBD certificate - if applicable
• NOC from current employer (if in Govt/PSU)

Phase-IV: Local Language Proficiency Test

• ✅ Conducted for provisionally selected candidates only
• ✅ Based on performance in Online Test + Screening + Interview
• ✅ Before joining the Bank
• ✅ Failure to qualify = No appointment

Exemption:

• Candidates with 10th/12th certificate showing studied local language

📊 FINAL SELECTION:

Merit List Preparation:

• ✅ Must qualify both Online Test and Interview
• ✅ Final merit based on:
  • Online Test marks (Objective + Descriptive): 75% weightage
  • Interview marks: 25% weightage
• ✅ Normalization formula applied
• ✅ Selection from top-ranked candidates
• ✅ Circle-wise and Category-wise merit list

Formula:

• Online Test (170 marks) converted to 75 marks
• Interview (50 marks) converted to 25 marks
• Total: 100 marks (after aggregation)

💰 SALARY & EMOLUMENTS

💵 Basic Pay:

• Starting Basic Pay: ₹48,480/-
• Scale: ₹48,480-2000/7-62480-2340/2-67160-2680/7-85920
• Grade: Junior Management Grade Scale-I (JMGS-I)
• Special Benefit: Plus 2 advance increments

🎁 ALLOWANCES & PERQUISITES:

• ✅ DA (Dearness Allowance) - As per rules
• ✅ HRA (House Rent Allowance) - OR Lease Rental
• ✅ CCA (City Compensatory Allowance)
• ✅ PF (Provident Fund)
• ✅ Contributory Pension Fund (NPS)
• ✅ LFC (Leave Fare Concession)
• ✅ Medical Facility - For self & family
• ✅ Other Allowances - As per rules in force

Approximate In-hand Salary: ₹60,000 - ₹70,000/month (including all allowances)

🏢 JOINING, TRAINING & CAREER PATH

On Joining:

• ✅ Designated as "Circle Based Officers (CBOs)"
• ✅ Probation period: 6 months from joining
• ✅ Continuous assessment during probation
• ✅ Confirmation subject to satisfactory performance
• ✅ Services may be terminated if minimum standards not achieved

Career Progression:

• ✅ In general cadre (not specialist)
• ✅ Governed by promotion policy for general cadre officers
• ✅ Career Path:
  • JMGS-I (Junior Management Grade Scale-I)
  • ↓
  • MMGS-II (Middle Management Grade Scale-II)
  • ↓
  • MMGS-III (Middle Management Grade Scale-III)
  • ↓
  • SMGS-IV (Senior Management Grade Scale-IV)
  • ↓
  • SMGS-V & Above

🚫 RESTRICTIONS (Critical):

No entitlement for following up to SMGS-IV promotion OR 12 years, whichever is later:

• ❌ Inter-Circle Transfer
• ❌ Corporate Centre Posting
• ❌ Corporate Centre Establishment Posting
• ❌ Foreign Posting

📌 RESERVATION POLICY:

4% Horizontal Reservation for PwBD:

Suitable Categories:

a) Visually Impaired (VI):

• Blindness (total absence of sight/visual acuity <3/60)
• Low Vision (visual acuity not exceeding 6/18 up to 3/60)

b) Hearing Impaired (HI):

• Hard of Hearing (60-70 dB hearing loss in both ears)

c) Locomotor Disability (LD):

• One Arm (OA), Both Arms (BA), One Leg (OL), Both Legs (BL), One Arm One Leg (OAL)
• Cerebral Palsy, Leprosy Cured, Dwarfism, Acid Attack Victims
• Spinal Deformity (SD), Spinal Injury (SI) without neurological/limb dysfunction

d) Autism Spectrum Disorder (Mild) - ASD (M)

e) Multiple Disabilities amongst (a) to (d) above

Functional Requirements: S-Sitting, W-Walking, MF-Manipulation with Fingers, RW-Reading & writing, SE-Seeing, C-Communication, ST-Standing, BN-Bending, H-Hearing

📌 CERTIFICATE REQUIREMENTS:

🔹 OBC Certificate:

• ✅ Must have Non-Creamy Layer (NCL) clause
• ✅ Issued during 01.04.2025 to date of interview
• ✅ Format prescribed by Govt. of India
• ✅ Caste must be in Central OBC List
• ✅ No extension of time for production
• ✅ Failure to produce at interview = Not allowed to attend

🔹 EWS Certificate:

• ✅ Income & Asset Certificate
• ✅ Based on gross annual income for FY 2024-25
• ✅ Valid for year 2025-26
• ✅ As per DoPT guidelines
• ✅ Must produce at document verification during interview
• ✅ No extension of time
• ✅ Failure to produce = Not allowed for interview

🔹 PwBD Certificate:

• ✅ Issued by Competent Authority as per Govt. guidelines
• ✅ Dated on or before last date of registration
• ✅ Minimum 40% disability
• ✅ Subject to verification/re-verification

⚠️ IMPORTANT: New OM dated 17.12.2025 - PwBD with "likely to improve" temporary disability are NOT eligible for reservation

📌 SCRIBE & COMPENSATORY TIME:

Eligible for Scribe:

• ✅ PwBD candidates with 40%+ disability
• ✅ Physical limitation to write (including speed)
• ✅ Must indicate in online application

Rules:

• Candidate arranges own scribe (at own cost)
• Scribe should not be candidate for same exam
• Both must give undertaking with scribe's photo
• Scribe qualification: One step below candidate
• Compensatory time: 20 minutes per hour (whether using scribe or not)

⚠️ If scribe independently answers questions:

• Examination terminated
• Candidature cancelled
• Legal action may be taken

📌 NOC REQUIREMENT:

🚨 MANDATORY for candidates working in:

• Government/Quasi Government
• Public Sector Undertakings
• Nationalised Banks/RRBs

Must submit:

• ✅ 'No Objection Certificate' at time of interview
• ✅ Original NOC required
• ✅ Without NOC = Not allowed for interview

📌 PRE-EXAMINATION TRAINING (PET):

Free Online Training for:

• SC/ST/OBC/PwBD candidates

How to Avail:

• Opt in online application
• Login with registration number & DOB
• Schedule shared via email/SMS
• Conducted in online mode
• No hard copies sent

📌 EXAMINATION CENTERS:

Tentative Centers (45 States/UTs):

Major Cities Include:

• Mumbai, Delhi-NCR, Bengaluru, Chennai, Kolkata, Hyderabad
• Pune, Ahmedabad, Jaipur, Lucknow, Chandigarh, Kochi
• Bhubaneswar, Guwahati, Patna, Indore, Nagpur
• And many more cities across India

Note:

• ✅ No request for center/date/session change entertained
• ✅ SBI reserves right to cancel/add centers
• ✅ May allot center other than opted
• ✅ Candidates appear at own risk & expense

📌 CALL LETTER DOWNLOAD:

• ✅ Download from Bank's website only
• ✅ Enter registration number & password/DOB
• ✅ No hard copy sent by post
• ✅ Must bring to examination hall
• ✅ Handover to invigilator after exam

Download Tentative Date: March 2026

📌 BIOMETRIC VERIFICATION:

At various stages:

• Photo capture
• Thumb impression/IRIS in digital format
• Ensures correct capture
• Inconsistency = Rejection of candidature

⚠️ Don't apply:

• Mehandi, ink, chemical on hands before exam

📌 ACTION AGAINST MISCONDUCT:

Disqualification for:

• ❌ Using unfair means
• ❌ Impersonation/procuring impersonation
• ❌ Fabricated/tampered documents
• ❌ False information
• ❌ Suppressing material information
• ❌ Misbehavior in examination
• ❌ Mobile phone/electronic device possession
• ❌ Violating examination rules
• ❌ Multiple applications
• ❌ Canvassing in any form

Penalties:

• Disqualification from examination
• Permanent/temporary debarment
• Criminal prosecution
• Disciplinary action (if in service)

📌 GENERAL INSTRUCTIONS:

✅ Before Applying:

• Ensure complete eligibility
• Keep all certificates ready
• Read advertisement thoroughly
• Self-assess job profile compatibility

✅ During Application:

• Fill carefully (no corrections later)
• Upload clear documents only
• One application per candidate
• Keep email/mobile active

✅ After Selection:

• Proper discharge certificate from current employer
• All original certificates for verification
• Medical fitness as per Bank's requirement
• Accept circle-based posting restrictions

📌 IMPORTANT DISCLAIMERS:

⚠️ Bank Reserves Right To:

• Cancel recruitment process entirely at any stage
• Modify/change vacancy numbers
• Conduct independent verification
• Deny appointment based on disclosures
• Analyze response patterns for similarity (cancel if found)

⚠️ Candidate Responsibilities:

• Liable for civil/criminal consequences for false information
• Must have no criminal cases/police verification issues
• Clean CIBIL report mandatory
• Must not be in creamy layer (if applying as OBC)

⚠️ EWS Disclaimer: "EWS vacancies are tentative and subject to further directives of Government of India and outcome of any litigation. Appointment is provisional and subject to Income & Asset certificate verification through proper channels."

📌 LEGAL JURISDICTION:

• Any legal proceedings: Mumbai jurisdiction ONLY
• Mumbai Courts/Tribunals have sole and exclusive jurisdiction