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Recruitment of Credit Officers in GBO Stream (Project No. 2026-27/01) – Bank of India Recruitment 2026
Bank of India
Bank of India invites online applications for 779 Credit Officer (GBO Stream) posts in MMGS-II, MMGS-III and SMGS-IV scales. Graduation with post-wise criteria as per Annexure-I required. Selection through online exam and/or interview. Apply online from 30.06.2026; last date to apply is 20.07.2026.
Table of Contents
Recruitment of Credit Officers in GBO Stream (Project No. 2026-27/01) – Overview
| Bank of India – Recruitment Overview | |
|---|---|
| Organization | Bank of India |
| Post Name | Recruitment of Credit Officers in GBO Stream (Project No. 2026-27/01) |
| Total Vacancies | 779 Posts |
| Qualification | Graduation with minimum 60% marks (55% for reserved categories where 60% is stipulated); detailed post-wise qualification and experience as per Annexure-I of the notification |
| Pay Scale | MMGS-II: Rs. 64820-2340(1)-67160-2680(10)-93960; MMGS-III: Rs. 85920-2680(5)-99320-2980(2)-105280; SMGS-IV: Rs. 102300-2980(4)-114220-3360(2)-120940 plus allowances and perquisites as app... |
| Job Location | All India (exam centres include Ahmedabad/Gandhinagar and other cities) |
| Apply Mode | Online |
| Last Date to Apply | 20 Jul 2026 (14 days left) |
| Official Website | — |
Vacancy Details
Category-wise Vacancy
317
General/UR
118
SC
59
ST
205
OBC
80
EWS
| Post Name | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| Credit Officer MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| Credit Officer MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| Credit Officer SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
| Total | 118 | 59 | 205 | 80 | 317 | 779 |
Eligibility Criteria
| Eligibility | |
|---|---|
| Qualification | Graduation with minimum 60% marks (55% for reserved categories where 60% is stipulated); detailed post-wise qualification and experience as per Annexure-I of the notification |
Application Fee
| Category | Fee Amount |
|---|---|
| General / OBC / EWS | Rs. 850 |
| SC / ST / PwD | Rs. 175 |
Selection Process
| Stage | Process |
|---|---|
| Stage 1 | Online Examination |
| Stage 2 | Personal Interview |
| Stage 3 | Document Verification |
Recruitment of Credit Officers in GBO Stream (Project No. 2026-27/01) – Complete Details
Educational Qualification
- Post-wise educational qualification and experience as per Annexure-I to Notice dated 01.06.2026
- Where minimum 60% marks is stipulated, SC/ST/OBC/PWD candidates applying for reserved vacancies get 5% relaxation (minimum 55%)
- Percentage in graduation to be calculated to nearest two decimals; CGPA/OGPA must be converted to percentage
Salary
- MMGS-II: Basic pay Rs. 64,820 - 93,960
- MMGS-III: Basic pay Rs. 85,920 - 1,05,280
- SMGS-IV: Basic pay Rs. 1,02,300 - 1,20,940
- Other allowances and perquisites as applicable
Age Limit
- MMGS-II: 25 to 32 years; MMGS-III: 28 to 38 years; SMGS-IV: 32 to 45 years (as on 01.06.2026)
- SC/ST relaxation: 5 years
- OBC (Non-creamy layer) relaxation: 3 years
- PwD relaxation: 10 years
- Ex-servicemen relaxation: 5 years
- Persons affected by 1984 riots: 5 years
Vacancy Details
- Credit Officer MMGS-II: 677 posts (General-274, SC-102, ST-52, OBC-180, EWS-69)
- Credit Officer MMGS-III: 61 posts (General-22, SC-10, ST-5, OBC-16, EWS-8)
- Credit Officer SMGS-IV: 41 posts (General-21, SC-6, ST-2, OBC-9, EWS-3)
- Total 779 posts, including PwD reservation: HI-8, VI-8, OC-8, ID-7
Application Fee
- General/OBC/EWS: Rs. 850 (application fee + intimation charges, inclusive of GST)
- SC/ST/PwD: Rs. 175 (intimation charges only)
- Payment mode: Online only (Debit/Credit Card, Net Banking, UPI, Wallets, QR)
Selection Process
- Stage 1: Online Examination (English Language - qualifying, Professional Knowledge - 100 marks)
- Stage 2: Personal Interview (100 marks; weightage of exam to interview 70:30)
- Stage 3: Document Verification and Medical Fitness
How To Apply
- Visit www.bankofindia.bank.in, go to CAREER section and click the recruitment link for Project No. 2026-27/01
- Click APPLY ONLINE, complete New Registration and note Provisional Registration Number and Password
- Upload photograph, signature, left thumb impression, handwritten declaration and eligibility documents as per specifications
- Pay the application fee online and take a printout of the e-Receipt and application form
Important Notes
- Total 779 vacancies include 475 unfilled vacancies of previous Project 2025-26/01 dated 01.11.2025
- Only one application per candidate; no changes allowed after final submission
- Selected candidates must submit a refundable security deposit: Rs. 2,00,000 (MMGS-II) or Rs. 3,00,000 (MMGS-III/SMGS-IV), refundable after 3 years of satisfactory service
- Penalty of one-fourth mark for each wrong answer in the online test
- Candidates already holding a similar post in Bank of India earlier are not eligible
Important Notes
Age Limit: MMGS-II: 25-32 years; MMGS-III: 28-38 years; SMGS-IV: 32-45 years (as on 01.06.2026)
Frequently Asked Questions
The last date to apply for Recruitment of Credit Officers in GBO Stream (Project No. 2026-27/01) is 20 July 2026.
(14 days remaining)
A total of 779 posts are available in this recruitment by Bank of India.
Required qualification: Graduation with minimum 60% marks (55% for reserved categories where 60% is stipulated); detailed post-wise qualification and experience as per Annexure-I of the notification
Apply online at the official portal: https://www.bankofindia.bank.in
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