LIC Housing Finance Junior Assistant Recruitment 2026 – 180 Posts | Pan India | Apply Online

1. Post Name & State-wise Vacancy Details

Note: Recruitment is city-wise. Candidates can apply for only one city. Vacancies may increase or decrease at the time of final selection.

Job Activities (Junior Assistant Role): Loan processing, file and document management, document scanning, data entry, EMI follow-up for regular and default cases, recovery department activities, customer servicing, cash counter management, return of documents, basic marketing activities.

2. Educational Qualification (as on 01.04.2026)

• Any Graduate with minimum 55% aggregate marks from a University recognised by Government of India
• Result must have been declared on or before 01.04.2026
• Distance / Correspondence / Part-time courses are NOT eligible
• Computer literacy (operating and working knowledge) required
• Work experience preferred but not mandatory

Note: 54.99% will be treated as less than 55% — fraction ignored. CGPA must be converted to percentage as per university norms.

3. Age Limit (as on 01.04.2026)

• Minimum Age: 21 Years
• Maximum Age: 30 Years
• Date of Birth: Not earlier than 02.04.1996 and not later than 01.04.2005 (both dates inclusive)

Note: No age relaxation details mentioned in notification. Check official website for latest updates.

4. Salary / CTC Structure

Basic Pay: ₹20,000/month (all categories)

Additional Benefits:

• Annual increment up to 10% of Basic Pay based on quarterly/annual performance
• Gratuity as per rules
• Staff Housing Loan scheme
• Performance Linked Incentive
• PF (Company + Employee), Mediclaim, Group Insurance
• Meal Coupon: ₹210 per working day (approx. ₹5,040/month for 24 working days)

Probation Period: 6 months from date of joining (extendable as per rules)

Note: Lease facility and staff quarter facility NOT applicable for Junior Assistant cadre.

5. Selection Process

Stage 1 – Online Examination (Objective MCQ | 2 Hours | English only):

• Duration: 120 minutes
• Medium: English only
• Negative marking: -0.25 for each wrong answer; no penalty for unattempted questions
• Scores equated across sessions for fair comparison
• Cutoffs applied section-wise and on total score

Stage 2 – Interview:

• Shortlisted candidates called based on online exam merit
• Interview State = Vacancy State (same city where vacancy exists)
• Candidates not meeting minimum qualifying marks in interview: disqualified

Stage 3 – Final Selection: Combined score of Online Exam + Interview

Stage 4 – Medical Examination + Background Verification

• Medical exam at candidate's own expense
• Background verification checks done; adverse findings may lead to termination

6. Application Fee

• Payment: Online only (Debit Card, Credit Card, Net Banking, IMPS, Mobile Wallets)
• Fee once paid is non-refundable under any circumstances
• Bank transaction charges to be borne by candidate

7. Important Dates

8. Required Documents (at Interview Stage)

• Graduation Degree Certificate and marksheets (all semesters/years)
• Age proof (Birth Certificate / SSC Certificate)
• Photo Identity Proof (PAN Card / Aadhaar / Passport / Driving Licence / Voter ID)
• System-generated printout of online application (signed)
• Original + attested photocopies of all certificates
• NOC from current employer (if in employment)
• For name change: Original Gazette notification / marriage certificate / affidavit

Note: Documents must match name on call letter exactly.

Before applying, keep ready: Scanned photograph (4.5cm × 3.5cm, 20–50 KB), signature (black ink, 10–20 KB), left thumb impression (white paper, 20–50 KB), and handwritten declaration in English on white paper with black ink (50–100 KB).

1. Visit www.lichousing.com → Click "Careers" → "Job Opportunities" → Find "Recruitment of Junior Assistants"
2. Click "Apply Online" → Click "Click here for New Registration"
3. Enter Name, Contact details, Email ID → Note your Provisional Registration Number and Password
4. Fill all details — Personal, Educational Qualification, Vacancy City preference, Examination State preference
5. Upload Photograph, Signature, Left Thumb Impression, and Handwritten Declaration as per specifications
6. Use "Save and Next" to verify details at each stage; no change allowed after "Complete Registration"
7. Preview complete application → Click "Complete Registration"
8. Click "Payment" tab → Pay ₹800 + GST via online mode → Download and print E-Receipt
9. Take printout of system-generated application on A-4 size paper and retain (DO NOT send to LIC HFL)
10. Download call letter from lichousing.com 7–10 days before exam

Important: Only ONE city application allowed. Multiple applications → only latest valid registration retained, fees forfeited. Handwritten declaration must be in English only in candidate's own handwriting. For queries: http://cgrs.ibps.in/ with subject "LICHFL – Recruitment".