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Recruitment of Credit Officers in GBO Stream (Project No. 2026-27/01)

Bank of India · Posted 6 Jul 2026

Total posts779
QualificationGraduation with minimum 60% marks (55% for reserved categories where 60% is stipulated); detailed post-wise qualification and experience as per Annexure-I of the notification
SalaryMMGS-II: Rs. 64820-2340(1)-67160-2680(10)-93960; MMGS-III: Rs. 85920-2680(5)-99320-2980(2)-105280; SMGS-IV: Rs. 102300-2980(4)-114220-3360(2)-120940 plus allowances and perquisites as app...
Last date20 Jul 2026

In short

EDUCATIONAL QUALIFICATION: - Post-wise educational qualification and experience as per Annexure-I to Notice dated 01.06.2026 - Where minimum 60% marks is stipulated, SC/ST/OBC/PWD candidates applying for reserved vacancies get 5% relaxation (minimum 55%) - Percentage in graduation to be calculated to nearest two decimals; CGPA/OGPA must be converted to percentage SALARY: - MMGS-II: Basic pay Rs. 64,820 - 93,960 - MMGS-III: Basic pay Rs. 85,920 - 1,05,280 - SMGS-IV: Basic pay Rs. 1,02,300 - 1,20,940 - Other allowances and perquisites as applicable AGE LIMIT: - MMGS-II: 25 to 32 years; MMGS-III: 28 to 38 years; SMGS-IV: 32 to 45 years (as on 01.06.2026) - SC/ST relaxation: 5 years - OBC (Non-creamy layer) relaxation: 3 years - PwD relaxation: 10 years - Ex-servicemen relaxation: 5 years - Persons affected by 1984 riots: 5 years VACANCY DETAILS: - Credit Officer MMGS-II: 677 posts (General-274, SC-102, ST-52, OBC-180, EWS-69) - Credit Officer MMGS-III: 61 posts (General-22, SC-10, ST-5, OBC-16, EWS-8) - Credit Officer SMGS-IV: 41 posts (General-21, SC-6, ST-2, OBC-9, EWS-3) - Total 779 posts, including PwD reservation: HI-8, VI-8, OC-8, ID-7 APPLICATION FEE: - General/OBC/EWS: Rs. 850 (application fee + intimation charges, inclusive of GST) - SC/ST/PwD: Rs. 175 (intimation charges only) - Payment mode: Online only (Debit/Credit Card, Net Banking, UPI, Wallets, QR) SELECTION PROCESS: - Stage 1: Online Examination (English Language - qualifying, Professional Knowledge - 100 marks) - Stage 2: Personal Interview (100 marks; weightage of exam to interview 70:30) - Stage 3: Document Verification and Medical Fitness HOW TO APPLY: - Visit www.bankofindia.bank.in, go to CAREER section and click the recruitment link for Project No. 2026-27/01 - Click APPLY ONLINE, complete New Registration and note Provisional Registration Number and Password - Upload photograph, signature, left thumb impression, handwritten declaration and eligibility documents as per specifications - Pay the application fee online and take a printout of the e-Receipt and application form IMPORTANT NOTES: - Total 779 vacancies include 475 unfilled vacancies of previous Project 2025-26/01 dated 01.11.2025 - Only one application per candidate; no changes allowed after final submission - Selected candidates must submit a refundable security deposit: Rs. 2,00,000 (MMGS-II) or Rs. 3,00,000 (MMGS-III/SMGS-IV), refundable after 3 years of satisfactory service - Penalty of one-fourth mark for each wrong answer in the online test - Candidates already holding a similar post in Bank of India earlier are not eligible
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Important dates

  1. 20 Jul 2026

    Last Date to Apply · done

Application fee

CategoryFee
General / OBC / EWSRs. 850
SC / ST / PwDRs. 175

Eligibility

Graduation with minimum 60% marks (55% for reserved categories where 60% is stipulated); detailed post-wise qualification and experience as per Annexure-I of the notification
SalaryMMGS-II: Rs. 64820-2340(1)-67160-2680(10)-93960; MMGS-III: Rs. 85920-2680(5)-99320-2980(2)-105280; SMGS-IV: Rs. 102300-2980(4)-114220-3360(2)-120940 plus allowances and perquisites as app...

Age relaxation for reserved categories applies as per the official notification.

Vacancy details · 779 posts

Post NameUREWSOBCSCSTTotal
Credit Officer MMGS-II2746918010252677
Credit Officer MMGS-III2281610561
Credit Officer SMGS-IV21396241

Selection process

  1. 1Online Examination
  2. 2Personal Interview
  3. 3Document Verification

How to apply

  1. 1Open the official apply link below.
  2. 2Register with your mobile number and email ID.
  3. 3Fill in your details, upload photo & signature, and pay the fee online.
  4. 4Submit and download the confirmation page.

Important notes

  • Age Limit: MMGS-II: 25-32 years; MMGS-III: 28-38 years; SMGS-IV: 32-45 years (as on 01.06.2026)
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