EDUCATIONAL QUALIFICATION:
- Post-wise educational qualification and experience as per Annexure-I to Notice dated 01.06.2026
- Where minimum 60% marks is stipulated, SC/ST/OBC/PWD candidates applying for reserved vacancies get 5% relaxation (minimum 55%)
- Percentage in graduation to be calculated to nearest two decimals; CGPA/OGPA must be converted to percentage
SALARY:
- MMGS-II: Basic pay Rs. 64,820 - 93,960
- MMGS-III: Basic pay Rs. 85,920 - 1,05,280
- SMGS-IV: Basic pay Rs. 1,02,300 - 1,20,940
- Other allowances and perquisites as applicable
AGE LIMIT:
- MMGS-II: 25 to 32 years; MMGS-III: 28 to 38 years; SMGS-IV: 32 to 45 years (as on 01.06.2026)
- SC/ST relaxation: 5 years
- OBC (Non-creamy layer) relaxation: 3 years
- PwD relaxation: 10 years
- Ex-servicemen relaxation: 5 years
- Persons affected by 1984 riots: 5 years
VACANCY DETAILS:
- Credit Officer MMGS-II: 677 posts (General-274, SC-102, ST-52, OBC-180, EWS-69)
- Credit Officer MMGS-III: 61 posts (General-22, SC-10, ST-5, OBC-16, EWS-8)
- Credit Officer SMGS-IV: 41 posts (General-21, SC-6, ST-2, OBC-9, EWS-3)
- Total 779 posts, including PwD reservation: HI-8, VI-8, OC-8, ID-7
APPLICATION FEE:
- General/OBC/EWS: Rs. 850 (application fee + intimation charges, inclusive of GST)
- SC/ST/PwD: Rs. 175 (intimation charges only)
- Payment mode: Online only (Debit/Credit Card, Net Banking, UPI, Wallets, QR)
SELECTION PROCESS:
- Stage 1: Online Examination (English Language - qualifying, Professional Knowledge - 100 marks)
- Stage 2: Personal Interview (100 marks; weightage of exam to interview 70:30)
- Stage 3: Document Verification and Medical Fitness
HOW TO APPLY:
- Visit www.bankofindia.bank.in, go to CAREER section and click the recruitment link for Project No. 2026-27/01
- Click APPLY ONLINE, complete New Registration and note Provisional Registration Number and Password
- Upload photograph, signature, left thumb impression, handwritten declaration and eligibility documents as per specifications
- Pay the application fee online and take a printout of the e-Receipt and application form
IMPORTANT NOTES:
- Total 779 vacancies include 475 unfilled vacancies of previous Project 2025-26/01 dated 01.11.2025
- Only one application per candidate; no changes allowed after final submission
- Selected candidates must submit a refundable security deposit: Rs. 2,00,000 (MMGS-II) or Rs. 3,00,000 (MMGS-III/SMGS-IV), refundable after 3 years of satisfactory service
- Penalty of one-fourth mark for each wrong answer in the online test
- Candidates already holding a similar post in Bank of India earlier are not eligible
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