SBI Circle Based Officer Recruitment 2026 - 2050 Posts | Experienced Banking Officers | CBO Notification

🎯 CIRCLE-WISE VACANCY DISTRIBUTION

Total: 2,273 Posts (2050 Regular + 223 Backlog)

Note: Vacancies include PwBD reservations across categories (VI, HI, LD, d&e)

🔑 CRITICAL CIRCLE-BASED CONDITIONS:

🚨 IMPORTANT RESTRICTIONS:

• ✅ Apply for ONE Circle ONLY - No multiple applications
• ✅ Selected candidates posted ONLY in applied Circle
• ✅ NO Inter-Circle Transfer up to:
  • Promotion to SMGS-IV Grade OR
  • 12 years of service
  • Whichever is later
• ✅ NO Corporate Centre Posting during above period
• ✅ NO Foreign Posting during above period
• ✅ Merit list drawn Circle-wise and Category-wise

🎓 ELIGIBILITY CRITERIA

A. Essential Academic Qualification:

• ✅ Graduation in any discipline from recognized University
• ✅ OR Any equivalent qualification recognized by Central Government
• ✅ OR Integrated Dual Degree (IDD)
• ✅ Candidates with Medical, Engineering, CA, ICWA also eligible

Date of Passing:

• Date on mark sheet/provisional certificate
• OR Date when result posted on university website (with certificate)

B. Age Limit (as on 31.12.2025):

📅 Age Range:

• Minimum: 21 years (born not later than 31.12.2004)
• Maximum: 30 years (born not earlier than 01.01.1996)

🎁 AGE RELAXATION:

⚠️ NOTE:

• NO cumulative age relaxation under any circumstances
• Must submit certificates at interview/joining
• No change in category after registration

C. Experience Requirement (Most Critical):

📌 MANDATORY EXPERIENCE:

• ✅ Minimum 2 years Post-Qualification Experience
• ✅ As on 31.12.2025
• ✅ As an Officer in:
  • Scheduled Commercial Bank OR
  • Regional Rural Bank (RRB)
• ✅ Listed in Second Schedule of RBI

🚨 CRITICAL JOB PROFILE REQUIREMENT:

• ✅ Job profile must be certified by employer(s)
• ✅ Must substantially match job profile of:
  • SBI Scale-I Generalist Officer
• ✅ Summarily rejected if profile doesn't match
• ✅ Decision of Bank is final and binding

💰 FOR PRIVATE BANK CANDIDATES:

Additional Requirement:

• ✅ Minimum ₹9.50 lacs annual gross salary for each year
• ✅ Must provide documentary evidence:
  • Form-16 OR
  • Annual Income Statement (AIS) OR
  • Pay slips for last 24 months OR
  • Certificate from employer

D. Local Language Requirement:

📝 Language Proficiency Test:

• ✅ Must be proficient (read, write, understand) in ONE specified local language of applied Circle
• ✅ Test conducted for provisionally selected candidates
• ✅ Before joining the Bank
• ✅ Failure to qualify = No appointment

Exemption:

• ✅ Candidates with 10th/12th mark sheet showing studied local language as subject
• ✅ No test required for such candidates

E. Other Eligibility Conditions:

🚫 NOT ELIGIBLE:

• ❌ Candidates with loan default/credit card dues with Banks/NBFCs
• ❌ Those with adverse CIBIL report
• ❌ Candidates with adverse character & antecedent reports
• ❌ Moral turpitude cases
• ❌ Working in SBI clerical/supervisory cadre
• ❌ SBI contract employees
• ❌ Resigned from SBI officer grade
• ❌ Working with subsidiaries of Scheduled Commercial Banks

Note: Must regularize all outstanding before offer letter issuance

🎯 SELECTION PROCESS - 4 PHASES

Phase-I: Online Test (170 Marks Total)

Part A: Objective Test (120 Marks)

Part B: Descriptive Test (50 Marks)

• Duration: 30 minutes
• Type: English Language Test
• Questions: 2 (Letter Writing & Essay)
• Marks: 50
• Mode: Type answers on computer
• Conducted: Immediately after Objective Test

📌 Important:

• ✅ No penalty for wrong answers
• ✅ No sectional qualifying marks
• ✅ Minimum qualifying marks on aggregate (decided by Bank)
• ✅ Separate timing for each section

Phase-II: Screening

📋 Screening Committee Process:

• ✅ Examines online applications & documents of qualified candidates
• ✅ Verifies experience eligibility criteria
• ✅ Matches job profile with SBI Scale-I Generalist Officer profile
• ✅ Summarily rejects if profile doesn't match substantially

Shortlisting:

• ✅ Merit list prepared Circle-wise and Category-wise
• ✅ Based on aggregate marks in Online Test
• ✅ Up to 3 times the vacancies (approx.) called for interview
• ✅ Subject to availability of qualified candidates

Note: Mere qualifying in online exam does NOT guarantee interview call

Phase-III: Interview (50 Marks)

• Maximum Marks: 50
• Minimum Qualifying Marks: As decided by Bank
• Must qualify to be considered for final selection

📄 Documents Required at Interview:

Original + Self-attested Copies:

• Photo ID proof (Passport/Aadhaar/PAN/DL/Voter ID)
• Educational certificates & mark sheets
• Experience certificates/Appointment letters
• Job profile certified by employer(s)
• Form-16/AIS/Salary slips (for private bank candidates)
• Caste certificate (SC/ST/OBC-NCL) - if applicable
• EWS Income & Asset Certificate - if applicable
• PwBD certificate - if applicable
• NOC from current employer (if in Govt/PSU)

Phase-IV: Local Language Proficiency Test

• ✅ Conducted for provisionally selected candidates only
• ✅ Based on performance in Online Test + Screening + Interview
• ✅ Before joining the Bank
• ✅ Failure to qualify = No appointment

Exemption:

• Candidates with 10th/12th certificate showing studied local language

📊 FINAL SELECTION:

Merit List Preparation:

• ✅ Must qualify both Online Test and Interview
• ✅ Final merit based on:
  • Online Test marks (Objective + Descriptive): 75% weightage
  • Interview marks: 25% weightage
• ✅ Normalization formula applied
• ✅ Selection from top-ranked candidates
• ✅ Circle-wise and Category-wise merit list

Formula:

• Online Test (170 marks) converted to 75 marks
• Interview (50 marks) converted to 25 marks
• Total: 100 marks (after aggregation)

💰 SALARY & EMOLUMENTS

💵 Basic Pay:

• Starting Basic Pay: ₹48,480/-
• Scale: ₹48,480-2000/7-62480-2340/2-67160-2680/7-85920
• Grade: Junior Management Grade Scale-I (JMGS-I)
• Special Benefit: Plus 2 advance increments

🎁 ALLOWANCES & PERQUISITES:

• ✅ DA (Dearness Allowance) - As per rules
• ✅ HRA (House Rent Allowance) - OR Lease Rental
• ✅ CCA (City Compensatory Allowance)
• ✅ PF (Provident Fund)
• ✅ Contributory Pension Fund (NPS)
• ✅ LFC (Leave Fare Concession)
• ✅ Medical Facility - For self & family
• ✅ Other Allowances - As per rules in force

Approximate In-hand Salary: ₹60,000 - ₹70,000/month (including all allowances)

🏢 JOINING, TRAINING & CAREER PATH

On Joining:

• ✅ Designated as "Circle Based Officers (CBOs)"
• ✅ Probation period: 6 months from joining
• ✅ Continuous assessment during probation
• ✅ Confirmation subject to satisfactory performance
• ✅ Services may be terminated if minimum standards not achieved

Career Progression:

• ✅ In general cadre (not specialist)
• ✅ Governed by promotion policy for general cadre officers
• ✅ Career Path:
  • JMGS-I (Junior Management Grade Scale-I)
  • ↓
  • MMGS-II (Middle Management Grade Scale-II)
  • ↓
  • MMGS-III (Middle Management Grade Scale-III)
  • ↓
  • SMGS-IV (Senior Management Grade Scale-IV)
  • ↓
  • SMGS-V & Above

🚫 RESTRICTIONS (Critical):

No entitlement for following up to SMGS-IV promotion OR 12 years, whichever is later:

• ❌ Inter-Circle Transfer
• ❌ Corporate Centre Posting
• ❌ Corporate Centre Establishment Posting
• ❌ Foreign Posting

🌐 ONLINE APPLICATION ONLY:

Step 1: Registration Period

• From: 29 January 2026
• To: 18 February 2026
• Mode: Online only
• No other mode accepted

Step 2: Visit Official Website

• Website: https://sbi.bank.in/web/careers/current-openings
• Click on Advertisement No. CRPD/CBO/2025-26/18
• Read complete advertisement carefully

Step 3: Prerequisites

• ✅ Valid email ID (keep active till final result)
• ✅ Valid mobile number (keep active till final result)
• ✅ Scanned documents ready
• ✅ Payment facility (Debit/Credit Card/Net Banking)

Step 4: Documents to Upload

📸 Images (JPG/JPEG format):

1. Recent Photograph (4.5×3.5 cm, 20-50 KB)
2. Signature (black ink on white paper, 10-20 KB)
3. Left Thumb Impression (20-50 KB)
4. Hand-written Declaration in English (50-100 KB)

Text for Declaration: "I, __________ (Name), hereby declare that all information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required."

📄 Documents (PDF format, 100-200 KB each):

5. ID Proof (Aadhaar/PAN/Passport/DL)
6. Proof of Date of Birth (10th certificate)
7. Job Profile - Certified by existing/previous employers (MOST CRITICAL)
8. Brief Resume - Educational/professional qualification, experience, assignments
9. Educational Certificates - All mark sheets, degrees, certificates
10. Experience Certificates - Appointment letter, experience certificates, offer letters
11. Latest Form-16 issued by employer
12. Latest Salary Slip

Additional (if applicable):

• Caste certificate (SC/ST/OBC-NCL)
• EWS Income & Asset Certificate
• PwBD certificate

Step 5: Fill Application Form

Carefully enter:

• Personal details (as per certificates)
• Educational qualifications
• Experience details (post-wise)
• Circle preference (ONE Circle only)
• Local language opted
• Category (SC/ST/OBC/EWS/GEN/PwBD)
• Upload all documents

⚠️ CRITICAL:

• Fill carefully - NO corrections after final submission
• Information must match certificates exactly
• Any mismatch = Rejection at any stage

Step 6: Fee Payment

💳 Payment Details:

Payment Mode:

• Debit Card/Credit Card/Net Banking
• Transaction charges borne by candidate
• Fee is non-refundable

Step 7: Final Submission

• Review all details one last time
• Submit application
• Download & print:
  • e-Receipt
  • Application form
• Note Application Number
• Save for future reference

⚠️ Do NOT send printout to Bank

📞 HELPDESK:

For Queries:

• Phone: 022-22820427 (11:00 AM to 05:00 PM on working days)
• Email: http://cgrs.ibps.in
• Subject: "RECRUITMENT OF CIRCLE BASED OFFICERS IN STATE BANK OF INDIA-2026"